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June brings summer and the potential for hurricanes. According to the National Oceanic Atmospheric Administration (NOAA), hurricane season started June 1 and will end on November 30.

Although there are areas of obvious risks, floods can happen anywhere it rains. Steady, heavy rainfall can easily create a situation that can lead to damage from flooding due to hurricanes, rapid rainfall, or problematic drainage systems.

You don’t have to live near a stream, lake or near the coastline to experience flooding. Just a few inches of water can leave you with thousands of dollars in damage.

It’s important to understand how flood insurance works. A flood policy is separate from a homeowners, condo or tenants policy. In the event of a disaster, the insurance would help cover damages to your home and contents caused specifically by flooding. Location will determine the degree of risk and flood insurance cost. Typically low-risk areas will carry the lowest premiums.

Protect both your home and property. Contact The SIG Insurance Agencies today to obtain a quote or buy flood insurance at Tel: 1-800-959-7566 or 1-203-250-1006.