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OLYMPUS DIGITAL CAMERASpring is here, which means classic car owners around the country are bringing their rides out of hibernation for another fun-filled summer. While it may be tempting to just uncover the car and drive, there are some important steps to take to make sure your baby is ready to go.

  • Batteries slowly lose their charge over a cold winter in storage, so take some time to fully charge it before starting the engine.
  • Make sure all fluids are properly filled, including gas. Giving the vehicle an oil change is also recommended.
  • When first starting the car, let it idle for a while to get it up to operating temperature.
  • Wash and wax the vehicle and then take it for a quick cruise around the area to ensure everything is working properly, including lights, brakes and turn signals.
  • Finally, make sure your classic car insurance policy is current. Classic car policies are much different than your typical auto policy and need extra attention to guarantee your vehicle is properly insured.

Your Classic Car Insurance Options

Whether you purchase a muscle car or an antique vehicle, classic car insurance is important in protecting your investment. A typical classic car insurance policy includes the following:

  • Agreed value coverage – Pays for the car’s full-insured value with no depreciation in the event of a total loss.
  • Inflation guard – To compensate for inflation and appreciation, the policy increases the vehicle’s value quarterly.
  • Spare parts coverage
  • Flexible usage – Limits on mileage ranging from 2,500 to 5,000 miles annually. Not limited to parades.

Policies can either stand alone or paired with the policy for your regularly used vehicles. Contact The SIG Insurance Agencies today to discuss your classic car insurance options.

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